The Why...

It's important for you to consider your why. It may seem pretty self-explanatory, but why do you want to learn about personal finance? Like I've said, of course, your finances affect most aspects of your life—both daily and long-term. Though for everyone, and specifically for those who want to dive a bit deeper, there usually is an underlying reason or drive.

I learned from a young age that I wanted to be very independent, have the freedom to do what I want, and not have to rely on someone else for it (this was especially true when it comes to money). There was a point in my 20s when I felt I could only rely on myself, and this forced me to actually take my finances more seriously.

If you know or find your why—hold onto it during the hardest financial periods, and celebrate during your most successful moments. Money causes many emotions, and it may sound silly because we have heard that money isn't the end-all-be-all, but sometimes it does feel that way, and that's okay.

Particularly since this blog is geared towards women, and minorities I believe we all have a story, and would find it empowering and interesting to hear from others. I encourage anyone reading this to share their why, if you have one.